House prices · July 2026
UK house prices by region, 2026
The average UK home cost £272,611 in July 2026, +1.4% on a year earlier and +0.7% on the month. Behind that modest national figure is a clear split: the North East and North West rose more than 4%, while London fell 3.3%.
- England
- £293,479 +1.1% a year
- Wales
- £215,037 +2.6% a year
- Scotland
- £196,349 +2.3% a year
- Northern Ireland
- £202,487 +9.2% a year (Q2)
Source: HM Land Registry, UK House Price Index (July 2026), published 16 September 2026. Next update 21 October 2026. Official figures record completed sales, so they lag the market by about two months.
The north–south split
The cheapest regions are rising fastest.
Ranked by average price on the left and by annual change on the right. Select a region for stamp duty, deposits and local detail.
The data
Every region and nation
Sort by price, annual change or distance from the UK average.
| Region or nation | |||
|---|---|---|---|
| London | £550,037 | −3.3% | +101.8% |
| South East | £380,878 | +0.2% | +39.7% |
| East of England | £337,518 | +0.5% | +23.8% |
| South West | £302,298 | −0.2% | +10.9% |
| West Midlands | £250,880 | +1.5% | −8.0% |
| East Midlands | £242,274 | +1.9% | −11.1% |
| North West | £221,445 | +4.4% | −18.8% |
| Wales | £215,037 | +2.6% | −21.1% |
| Yorkshire and The Humber | £209,116 | +3.0% | −23.3% |
| Northern Ireland (Q2 2026) | £202,487 | +9.2% | −25.7% |
| Scotland | £196,349 | +2.3% | −28.0% |
| North East | £166,943 | +4.9% | −38.8% |
By property type
Semis rose fastest; flats fell.
Across the UK, semi-detached homes gained 2.9% over the year to July 2026 and terraced homes 2.5%, while flats and maisonettes fell 2.4%. Leasehold costs and building-safety questions are often cited as reasons flats lag, and they're exactly what a leasehold pack answers before a sale.
| Type | Average price | Annual change |
|---|---|---|
| Detached | £444,936 | +1.6% |
| Semi-detached | £278,555 | +2.9% |
| Terraced | £231,945 | +2.5% |
| Flat or maisonette | £192,704 | −2.4% |
By buyer
First-time buyers paid £229,302 on average.
In Great Britain, first-time buyers paid an average of £229,302 (+1.2% on the year), against £336,064 for former owner-occupiers (+1.5%). Both are below the £300,000 point where first-time buyer stamp duty starts in England.
Check your stamp dutyRegional guides
House price questions
Reading the numbers
What is the average house price in the UK in 2026?
£272,611 in July 2026 (reported as £273,000 in the headline), up 1.4% on a year earlier, according to the UK House Price Index from HM Land Registry and the ONS, published on 16 September 2026.
Which region has the cheapest houses?
The North East, at £166,943 on average in July 2026. It was also the fastest-growing English region, up 4.9% on the year.
Are London house prices falling?
In the official index, yes: London's average was £550,037 in July 2026, down 3.3% on a year earlier, the weakest change of any region. It is still roughly twice the UK average.
Why do official figures differ from asking prices?
Portal indices track asking prices for new listings, while the House Price Index records completed sales registered with HM Land Registry. The official figures are more reliable but lag the market by about two months.
What's your home worth today?
Averages are a starting point. A sell-ready valuation uses completed sales on your street and what your Open Book will show.