House prices · English region
House prices in the North West
The North West had the second-fastest annual growth of any English region in the year to July 2026, while staying around a fifth below the UK average price.
- Average price
- £221,445 July 2026
- Annual change
- +4.4% UK +1.4%
- vs UK average
- −18.8% UK £272,611
- Rank of 12
- #7 price #3 for growth
Source: HM Land Registry, UK House Price Index (July 2026), published 16 September 2026. Next update 21 October 2026.
Buying costs
Stamp Duty Land Tax on an average home
What each kind of buyer would pay on £221,445, at the rates in force in October 2026.
First-time buyers pay nothing on the first £300,000 and 5% up to £500,000; above £500,000 the relief is lost.
Work out your exact figureDeposits
Saving for an average home in the North West
Most lenders want at least a 5% deposit, and the best rates usually start at 10% to 15%. As a rough guide, a lender offering 4.5 times income would need a household income of about £44,300 to lend the rest on a 10% deposit.
Illustrative only. Lenders assess affordability individually; this is not mortgage advice.
- 5% deposit
- £11,072
- 10% deposit
- £22,144
- 15% deposit
- £33,217
How it compares
North West against the rest of the UK
Source: HM Land Registry, UK House Price Index (July 2026). Northern Ireland is quarterly (Q2 2026).
Places
Where this covers
The North West figures cover Manchester, Liverpool, Preston, Chester, Lancaster and Carlisle, among other places. Prices vary a lot street by street, which is why our Street Hosts exist: neighbours who can tell you what the averages can't.
Questions about North West
What is the average house price in the North West?
The average home in the North West cost £221,445 in July 2026, according to HM Land Registry, UK House Price Index (July 2026). That is 19% below the UK average of £272,611.
Are house prices rising in the North West?
Prices were up 4.4% on a year earlier in July 2026, faster than the UK-wide change of +1.4%. Official figures lag the market by about two months because they record completed sales.
How much Stamp Duty would I pay on an average home in the North West?
On £221,445, a home mover would pay £1,928 in Stamp Duty Land Tax, a first-time buyer £0, and someone buying an additional home £13,001. Use our calculator for your exact price.
Selling in the North West?
Get a sell-ready valuation: a price backed by local evidence, and a plan for your Open Book.