House prices · Nation
House prices in Northern Ireland
Northern Ireland's figures are published quarterly. In Q2 2026 it recorded the fastest annual growth of any UK nation. Buyers pay Stamp Duty Land Tax on the same rates as England.
- Average price
- £202,487 Q2 2026
- Annual change
- +9.2% UK +1.4%
- vs UK average
- −25.7% UK £272,611
- Rank of 12
- #10 price #1 for growth
Source: HM Land Registry, UK House Price Index (July 2026), published 16 September 2026. Next update 21 October 2026.
Buying costs
Stamp Duty Land Tax on an average home
What each kind of buyer would pay on £202,487, at the rates in force in October 2026.
First-time buyers pay nothing on the first £300,000 and 5% up to £500,000; above £500,000 the relief is lost.
Work out your exact figureDeposits
Saving for an average home in Northern Ireland
Most lenders want at least a 5% deposit, and the best rates usually start at 10% to 15%. As a rough guide, a lender offering 4.5 times income would need a household income of about £40,500 to lend the rest on a 10% deposit.
Illustrative only. Lenders assess affordability individually; this is not mortgage advice.
- 5% deposit
- £10,124
- 10% deposit
- £20,249
- 15% deposit
- £30,373
How it compares
Northern Ireland against the rest of the UK
Source: HM Land Registry, UK House Price Index (July 2026). Northern Ireland is quarterly (Q2 2026).
Places
Where this covers
The Northern Ireland figures cover Belfast, Derry~Londonderry, Lisburn, Newry and Bangor, among other places. Prices vary a lot street by street, which is why our Street Hosts exist: neighbours who can tell you what the averages can't.
Questions about Northern Ireland
What is the average house price in Northern Ireland?
The average home in Northern Ireland cost £202,487 in Q2 2026, according to HM Land Registry, UK House Price Index (July 2026). That is 26% below the UK average of £272,611.
Are house prices rising in Northern Ireland?
Prices were up 9.2% on a year earlier in Q2 2026, faster than the UK-wide change of +1.4%. Official figures lag the market by about two months because they record completed sales.
How much Stamp Duty would I pay on an average home in Northern Ireland?
On £202,487, a home mover would pay £1,549 in Stamp Duty Land Tax, a first-time buyer £0, and someone buying an additional home £11,674. Use our calculator for your exact price.
Market notes, monthly
We don't sell homes in Northern Ireland yet, but our monthly market note covers every UK nation.