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House prices in Wales

Wales averages around a fifth below the UK figure. Buyers there pay Land Transaction Tax (LTT) rather than Stamp Duty, and there is no separate first-time buyer relief: the 0% band already runs to £225,000.

Average price
£215,037
July 2026
Annual change
+2.6%
UK +1.4%
vs UK average
−21.1%
UK £272,611
Rank of 12
#8 price
#5 for growth

Source: HM Land Registry, UK House Price Index (July 2026), published 16 September 2026. Next update 21 October 2026.

Buying costs

Land Transaction Tax on an average home

What each kind of buyer would pay on £215,037, at the rates in force in October 2026.

Wales has no separate first-time buyer relief, but the 0% band already runs to £225,000.

Work out your exact figure
Home mover£0
First-time buyer£0
Additional home£11,978

Deposits

Saving for an average home in Wales

Most lenders want at least a 5% deposit, and the best rates usually start at 10% to 15%. As a rough guide, a lender offering 4.5 times income would need a household income of about £43,000 to lend the rest on a 10% deposit.

Illustrative only. Lenders assess affordability individually; this is not mortgage advice.

5% deposit
£10,752
10% deposit
£21,504
15% deposit
£32,256

How it compares

Wales against the rest of the UK

Average price
  1. London£550,037
  2. South East£380,878
  3. East of England£337,518
  4. South West£302,298
  5. West Midlands£250,880
  6. East Midlands£242,274
  7. North West£221,445
  8. Wales£215,037
  9. Yorkshire and The Humber£209,116
  10. Northern Ireland£202,487
  11. Scotland£196,349
  12. North East£166,943
Change on a year earlier Northern Ireland: Q2 2026
  1. Northern Ireland+9.2%
  2. North East+4.9%
  3. North West+4.4%
  4. Yorkshire and The Humber+3.0%
  5. Wales+2.6%
  6. Scotland+2.3%
  7. East Midlands+1.9%
  8. West Midlands+1.5%
  9. East of England+0.5%
  10. South East+0.2%
  11. South West−0.2%
  12. London−3.3%

Source: HM Land Registry, UK House Price Index (July 2026). Northern Ireland is quarterly (Q2 2026).

Places

Where this covers

The Wales figures cover Cardiff, Swansea, Newport, Wrexham and Bangor, among other places. Prices vary a lot street by street, which is why our Street Hosts exist: neighbours who can tell you what the averages can't.

Nearby

Questions about Wales

What is the average house price in Wales?

The average home in Wales cost £215,037 in July 2026, according to HM Land Registry, UK House Price Index (July 2026). That is 21% below the UK average of £272,611.

Are house prices rising in Wales?

Prices were up 2.6% on a year earlier in July 2026, faster than the UK-wide change of +1.4%. Official figures lag the market by about two months because they record completed sales.

How much LTT would I pay on an average home in Wales?

On £215,037, a home mover would pay £0 in Land Transaction Tax, a first-time buyer £0, and someone buying an additional home £11,978. Use our calculator for your exact price.

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