House prices · Nation
House prices in Scotland
Scotland has the lowest average price of the four UK nations. Buyers pay Land and Buildings Transaction Tax (LBTT), and sellers have had to provide a Home Report before marketing since 2008, the upfront-information model England and Wales are now moving towards.
- Average price
- £196,349 July 2026
- Annual change
- +2.3% UK +1.4%
- vs UK average
- −28.0% UK £272,611
- Rank of 12
- #11 price #6 for growth
Source: HM Land Registry, UK House Price Index (July 2026), published 16 September 2026. Next update 21 October 2026.
Buying costs
Land and Buildings Transaction Tax on an average home
What each kind of buyer would pay on £196,349, at the rates in force in October 2026.
First-time buyers get a higher nil-rate band of £175,000, worth up to £600.
Work out your exact figureDeposits
Saving for an average home in Scotland
Most lenders want at least a 5% deposit, and the best rates usually start at 10% to 15%. As a rough guide, a lender offering 4.5 times income would need a household income of about £39,300 to lend the rest on a 10% deposit.
Illustrative only. Lenders assess affordability individually; this is not mortgage advice.
- 5% deposit
- £9,817
- 10% deposit
- £19,635
- 15% deposit
- £29,452
How it compares
Scotland against the rest of the UK
Source: HM Land Registry, UK House Price Index (July 2026). Northern Ireland is quarterly (Q2 2026).
Places
Where this covers
The Scotland figures cover Edinburgh, Glasgow, Aberdeen, Dundee and Inverness, among other places. Prices vary a lot street by street, which is why our Street Hosts exist: neighbours who can tell you what the averages can't.
Questions about Scotland
What is the average house price in Scotland?
The average home in Scotland cost £196,349 in July 2026, according to HM Land Registry, UK House Price Index (July 2026). That is 28% below the UK average of £272,611.
Are house prices rising in Scotland?
Prices were up 2.3% on a year earlier in July 2026, faster than the UK-wide change of +1.4%. Official figures lag the market by about two months because they record completed sales.
How much LBTT would I pay on an average home in Scotland?
On £196,349, a home mover would pay £1,026 in Land and Buildings Transaction Tax, a first-time buyer £426, and someone buying an additional home £16,734. Use our calculator for your exact price.
Market notes, monthly
We don't sell homes in Scotland yet, but our monthly market note covers every UK nation.